PAYMENTS & BILLING TERMS
LifestyleModeQuiz.com Last Updated: January 27, 2026
These Payments & Billing Terms govern all purchases made through LifestyleModeQuiz.com (the “Site”), which is a website and service operated by Cool Web Tech LLC, a Minnesota limited liability company (“Company,” “we,” “us,” or “our”).
By making a purchase, you agree to these Terms.
1. DIGITAL PRODUCTS ONLY
All products and services offered for sale through the Site are digital goods delivered electronically.
These may include, but are not limited to:
- eBooks
- Digital reports or guides
- Online content
- Access to communities or platforms
- Other digital products or services
No physical products are shipped.
2. PRICING & CURRENCY
- All prices are displayed in U.S. Dollars (USD) unless otherwise stated.
- Prices are subject to change at any time without notice.
- Applicable taxes may be added at checkout where required by law.
3. PAYMENT PROCESSING
Payments are processed through third-party payment processors, including but not limited to Stripe.
We do not store or process your payment card details directly.
By submitting payment information, you authorize us and our payment processors to charge the specified amount.
4. AUTHORIZATION & ACCURACY
You represent and warrant that:
- You are authorized to use the payment method provided
- The payment information you provide is accurate and complete
- You authorize charges for the products or services selected
5. ONE-TIME PURCHASES
Unless explicitly stated otherwise:
- All purchases are one-time charges
- There are no recurring subscriptions
- No automatic renewals will occur
If subscription offerings are introduced in the future, separate terms will apply.
6. DELIVERY OF DIGITAL CONTENT
Access to digital content may be provided:
- Immediately upon successful payment
- Via email
- Through downloadable files
- Through access to a third-party platform or community
- Through account access on this Site or another platform
Delivery timing is not guaranteed and may vary due to technical or operational factors.
7. THIRD-PARTY PLATFORMS
Some digital products or services may be delivered through third-party platforms, such as community platforms or educational platforms.
Access to those services may be subject to the terms and policies of those third-party providers.
The Company is not responsible for interruptions, policy changes, or availability issues arising from third-party platforms.
8. FAILED OR DECLINED PAYMENTS
If a payment is declined or fails:
- Access to paid content may be withheld or revoked
- We are not responsible for delays caused by payment issues
9. REFUNDS
Refunds are governed exclusively by our Refund & Cancellation Policy, which is incorporated by reference.
10. CHARGEBACKS & PAYMENT DISPUTES
We strongly encourage customers to contact us directly to resolve any billing concerns before initiating a chargeback or payment dispute.
Abusive or fraudulent chargebacks may result in:
- Loss of access to the Site
- Account restrictions
- Additional remedies as permitted by law
11. NO FINANCIAL ADVICE
Nothing related to pricing, purchases, product descriptions, or content constitutes financial, investment, tax, or legal advice.
12. POLICY INCORPORATION
These Payments & Billing Terms are incorporated into and form part of:
- The Terms of Service
- The Refund & Cancellation Policy
13. CHANGES TO THESE TERMS
We may update these Payments & Billing Terms at any time. Changes will apply prospectively and be effective upon posting.
14. CONTACT
Cool Web Tech LLC
Minnesota, United States